While trying to select the best credit card, it's simple to become confused. We've already done the legwork here at Novel NEWS.
We list the best credit cards by category each month. You may get what you need from our list of the best credit cards, whether you're looking for the greatest cash back card or a top-notch debt transfer card.
Chase Freedom Unlimited®
Why this credit card is among the best: This card is a fantastic choice for those who desire rewards for regular spending because it offers an initial annual percentage rate on purchases and balance transfers and a range of bonus areas that make it simple to earn cash back.
Top qualities: By using Chase Ultimate Rewards to plan travel, the Chase Freedom Unlimited earns 5% back, 3% back on dining and pharmacy expenditures, and 1.5% back on all other transactions.
Moreover, purchases and balance transfers on the card come with a 15-month promotional APR of 0%; after that, a variable APR of 19.49% to 28.24% is in effect.
Another card to think about: The Citi Double Cash Card gives an unlimited 1% cash back on all purchases if you prefer a more basic rewards program.
Wells Fargo Reflect® Card
Why this credit card is among the best: With the Wells Fargo Reflect® Card, you can use the 0% introductory APR on purchases and qualified balance transfers for 18 months from account opening to pay down debt or finance a sizable purchase.
3 month extension of the introductory APR with timely minimum payments made throughout the introductory period. After that promotional time, a variable APR of 17.74% to 29.74% is in effect, and there is no annual charge.
After creating your account, you will have 120 days to conduct balance transfers at the special APR.
Top qualities: This card received editors' choice and balance transfer awards from U.S. News Annual Credit Cards for 2023. The highlight of this card is the lengthy 0% APR offer.
We list the best credit cards by category each month. You may get what you need from our list of the best credit cards, whether you're looking for the greatest cash back card or a top-notch debt transfer card.
Chase Freedom Unlimited®
Why this credit card is among the best: This card is a fantastic choice for those who desire rewards for regular spending because it offers an initial annual percentage rate on purchases and balance transfers and a range of bonus areas that make it simple to earn cash back.
Top qualities: By using Chase Ultimate Rewards to plan travel, the Chase Freedom Unlimited earns 5% back, 3% back on dining and pharmacy expenditures, and 1.5% back on all other transactions.
Moreover, purchases and balance transfers on the card come with a 15-month promotional APR of 0%; after that, a variable APR of 19.49% to 28.24% is in effect.
Another card to think about: The Citi Double Cash Card gives an unlimited 1% cash back on all purchases if you prefer a more basic rewards program.
Wells Fargo Reflect® Card
Why this credit card is among the best: With the Wells Fargo Reflect® Card, you can use the 0% introductory APR on purchases and qualified balance transfers for 18 months from account opening to pay down debt or finance a sizable purchase.
3 month extension of the introductory APR with timely minimum payments made throughout the introductory period. After that promotional time, a variable APR of 17.74% to 29.74% is in effect, and there is no annual charge.
After creating your account, you will have 120 days to conduct balance transfers at the special APR.
Top qualities: This card received editors' choice and balance transfer awards from U.S. News Annual Credit Cards for 2023. The highlight of this card is the lengthy 0% APR offer.