Best Credit Cards of April 2023 - U.S. Bank Visa® Platinum Card

U.S. Bank Visa® Platinum Card

Why this is one of the best credit cards: This card is perfect for consumers who want to take advantage of a 0% introductory APR on purchases and balance transfers for the first 18 billing cycles, one of the longest periods on the market.

Top qualities: Although there is no rewards program on this card, there is a particularly extended intro APR promotion. For 20 billing cycles, interest-free purchases and balance transfers are available to cardholders. Also, there is no annual cost and you can access $600 in smartphone protection if you pay your phone bill with the card.

Another credit card to think about is the BankAmericard credit card, which has a 0% Introductory APR for 21 billing cycles on purchases and for any balance transfers made in the first 60 days, one month longer than the U.S. Bank Visa Platinum Card.

Discover it® Secured Credit Card

Why it's one of the best credit cards: This card works well for those who want to earn rewards while boosting their credit

Top qualities: With the Discover it Secured Credit Card, cardholders can receive 1% cash back rewards on all other transactions and 2% cash back rewards at gas stations and restaurants on up to $1,000 in combined purchases per quarter.

At the end of the first year of use, new cardholders receive a dollar-for-dollar match of cash back earned.

Choose the Capital One Quicksilver Secured Cash Rewards Credit Card if you're looking for a secured card with a higher rewards base rate.
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