Why one of the greatest travel credit cards is this one: On trip bookings made through Chase Freedom Unlimited®, Chase Freedom Unlimited® receives 5% cash back.
Also, you'll get 3% back on purchases made at pharmacies and restaurants, including takeout and delivery, as well as 1.5% back on all other transactions.
Top qualities: You can earn an additional 1.5% cash back on purchases up to $20,000 in your first year of card use. As a result, Chase Freedom Unlimited® customers receive 6.5% back on travel bookings, 4.5% back on eating and pharmacy expenses, and 3% back on all other expenditures.
Moreover, cardholders benefit from a 0% introductory APR on purchases and balance transfers for 15 months; after that, a variable APR of 19.49% to 28.24% is in effect. In addition, there is no yearly cost.
Another card to think about: If your spending tends to be concentrated in a few categories, you might want to consider Chase Freedom Flex even though the cash back benefits are hard to beat.
With this card, you may get 5% cash back on up to $1,500 in quarterly bonus categories and on travel booked using Chase Ultimate Rewards. You can also earn 3% cash back on purchases made at pharmacies and dining establishments, and 1% cash back on all other purchases.
On the Chase Ultimate Rewards website, you can receive an unlimited 5% cash back on travel reservations, 3% back on dining and pharmacy purchases, and 1.5% back on all other purchases.
New cardholders can get up to $300 in cash back by receiving an additional 1.5% back on all purchases up to $20,000 in the first year. This means that until you reach the cap or the end of the year, travel booked through Chase Ultimate Rewards earns 6.5%.
Travel perks include emergency help, trip cancellation/interruption insurance, and collision damage waiver for motor rentals. Also, the card offers a 15-month 0% introductory APR on purchases and debt transfers, which is convenient for paying off a costly vacation purchase without accruing interest.