Cheap Car Insurance for Good Drivers: Geico

Most drivers should choose Geico as their insurance provider. Together with Farmers and Nationwide, it is tied for third place.


Geico has middling scores in terms of customer service, policy renewals, claims handling, customer recommendations, and customer loyalty, according to data from our analysis.


If you're looking for the cheapest auto insurance companies, Geico is an excellent choice because it offers the second-lowest premiums in our survey.

Unless they are qualified for USAA membership, which needs a link to the military, drivers who choose Geico are likely to save the most money when compared to the national average.

According to our research, Geico's typical yearly premium for safe drivers is $1,250, $297 less than the national average and a savings of little over 19%.

Your driving record is a significant determining factor in how much you'll pay for auto insurance, regardless of the insurance provider you select. Accidents and traffic infractions, like speeding citations, can drastically raise insurance costs.

On the other side, a spotless driving record may lead to cheaper rates as well as, in some situations, the possibility of receiving a premium discount.
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